11-15% Fixed Returns
Written into your contract. Not "projected." Not "estimated."
Your rate doesn't change because the market had a bad month.
How It Works
You invest for 1-2 years. We deploy your capital in 6-12 month loans to premium borrowers who pay a premium for speed and discretion. You get a fixed return—regardless of what the S&P does.
Contractual Returns
11-15% annually. In writing. Market up, down, or sideways—you get your rate.
Zero Leverage
We never borrow to fund loans. Most funds leverage 3-10x. We leverage 0x.
6-12 Month Loans
Short cycles = fast pivots. We're never stuck waiting 10 years to exit.
Investment Tiers
⏰ These rates are valid for 90 days from your inquiry date
Tier 1
11% (12% for 2-year)$200,000 - $349,999
Tier 2
12% (13% for 2-year)$350,000 - $499,999
Tier 3
13% (14% for 2-year)$500,000 - $999,999
Tier 4
14% (15% for 2-year)$1,000,000+
What Makes This Different
Most funds won't tell you this. We will.
0x Leverage
Most funds leverage 3-10x. One bad quarter and they're toast. We use zero debt.
People, Not Property
We underwrite borrowers, not buildings. Personal guarantees + wage garnishment = accountability.
6-12 Month Cycles
Short loans = fast pivots. We can adapt to anything. No decade-long real estate bets.
IRA-Friendly
Works with self-directed IRAs. Simple K-1. None of the complexity of alternative investments.
The Structure
Your commitment: 1-2 years. This gives us stability to plan.
Our loans: 6-12 months. This keeps us nimble.
Your long commitment enables our short-term agility. That's why this works.
See the Full Picture
Our pitch deck covers everything: how we choose borrowers, where returns come from, what happens if someone defaults, and the numbers behind the model.
Ready to Talk?
No pressure. No sales pitch. Just a conversation about whether this fits your portfolio.
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